The average interest rate for credit cards (annual percentage rate or APR) is 16% for most cards and 13% for… Read more Credit Cards Quick Facts

Debt: An amount of money borrowed from one party to another that usually must be repaid within a certain amount… Read more Good Debt vs Bad Debt

My Story Last month, a family member asked me to pay their rent, which would have wiped out my savings. … Read more Setting Financial Boundaries